Car for a new driver

[nopanic - neil]

Just been looking at costs for insurance - f**k*ng HELL! 

Think he may be walking a lot more.

Anybody know who is good on insurance?

[Barry]

Just been looking at costs for insurance - f**king HELL! 

Think he may be walking a lot more.

Anybody know who is good on insurance?

The insurance will probably cost more than the car.

My insurance company want £1000 just to add Alex as a named driver on my car, it is a mighty group 6 though.

You can try a few tweeks to the quote, try adding yourself or spouse (whoever has the best record) as an additional named drive, has been known to reduce the quote a little.

[termietermite]

Try the Co-op (CIS).

As to the car....  well, no contest as far as I'm concerned, as you know.

[Lorry]

Anything over 1 litre get hammered at 17.  Try adjusting named drivers, excesses etc on a comparison site, and then suggest a push bike.

And remember it will go up once he passes his test

[Kev_mk3]

first year i was with CIS and they where really good. Quinn seem to be good on new drivers but all depends individual circumstances - case of ringing round

[nopanic - neil]

first year i was with CIS and they where really good. Quinn seem to be good on new drivers but all depends individual circumstances - case of ringing round

Quinn - looked at them, very cheap as a provisional driver, but as soon as he has passed his test the rocket up the costs, So almost as expensive as normal companies.

As seen some bad comments on various forums.

Still looking though.

[mike(liverpool boys)]

Neil,I have a mighty fine 04 plate Ford Ka looking for a good home at £2000 and comes in at group 3 insurance and £120ish a year to tax. Rough calculation last week showed it gets 51mpg aswell which cant be bad. Kayleigh insured it herself with her mum on it as a named driver for a ball hair over £500 when she was 19.

The other way to go about insurance is insure it in your name and have him as a named driver. A lot of insurers have started giving no claims discount to named drivers now. I currently have a 1.2 Clio (due to the lack of a job) and I have it insured in my name with her on it for something like £300.

Mike

[Barry]

The other way to go about insurance is insure it in your name and have him as a named driver.

If he is going to be the main driver be very careful doing this.
Insurance companies are looking very carefully at claims made by young secondary named drivers, if they can prove that a named driver involved in an accident was in fact the main driver of the car they won't pay up.
It's known as 'fronting'
Also it's the parents NCB at risk if he has an accident.

However, it's a good way to build the kids first no claims if you drive the car most of the time, and the insurance company allows it.

[Andy Zarse]

The other way to go about insurance is insure it in your name and have him as a named driver.

Also it's the parents NCB at risk when he has an accident.

Edited for accuracy.

[Barry]

The other way to go about insurance is insure it in your name and have him as a named driver.

Also it's the parents NCB at risk when he has an accident.

Edited for accuracy.

 

[Kev_mk3]

The other way to go about insurance is insure it in your name and have him as a named driver.

If he is going to be the main driver be very careful doing this.
Insurance companies are looking very carefully at claims made by young secondary named drivers, if they can prove that a named driver involved in an accident was in fact the main driver of the car they won't pay up.
It's known as 'fronting'
Also it's the parents NCB at risk if he has an accident.

However, it's a good way to build the kids first no claims if you drive the car most of the time, and the insurance company allows it.

kind of what happened to my dads friend. He was the main driver on his sons car but his son owned and was a second driver insurance some how found out writing to inform them due to this the insurance was now cancelled! ( that was in heswell aswell )