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Author Topic: Insurance  (Read 4704 times)
Lord Steve
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« on: May 09, 2009, 05:13:07 pm »

Mrs Lord Steve has just declared that she has decided to keep the MX5 for the summer as it looks like the weather's going to be nice throughout. Does anyone know of an decent insurance company that will insure us for 6 months? Most seem to only do 12 month policies.

Steve
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« Reply #1 on: May 09, 2009, 05:31:44 pm »

I'm fairly sure that if you pay the whole premium at the start then most com panies will refund you pro rata if you sell the car before the end of the policy.

Alternatively, if you pay by installments then they should stop the DD when you cancel the policy.

jd
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Lord Steve
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« Reply #2 on: May 09, 2009, 08:13:43 pm »

Good thinking, thanks
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mgmark
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« Reply #3 on: May 09, 2009, 08:59:45 pm »

Pay up front and get refunded - paying monthly by D/D gets around 23% APR oftne automatically added in interest charges....

MG Mark
 
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« Reply #4 on: May 12, 2009, 12:30:18 am »

Take out a limited mileage policy for the required period. Gives huge savings and is usually fully comp, most allow "occaisional" work use and SDP plus other bonuses like I have on the Popemobile, show cover, track day cover, full breakdown etc inc Europe.
Dont bother with the mainstream insurers... Footman James, RHF Specialist Car Division and Adrian Flux should be able to help.
PP
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« Reply #5 on: May 12, 2009, 12:35:22 am »

Is Mrs Lord Steve getting another car after the MX5?

If so would it not be just as cheap to transfere the insurance on to the next car, not sure how much this would save or how much they would charge for doing the paperwork. But might be worth looking into.
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« Reply #6 on: May 12, 2009, 08:43:31 am »

Mrs Lord Steve has just declared that she has decided to keep the MX5 for the summer as it looks like the weather's going to be nice throughout. Does anyone know of an decent insurance company that will insure us for 6 months? Most seem to only do 12 month policies.

Steve

Steve, how does your wife know the weather's going to be nice throughout?  Huh Women's intuition? The bloody wind stripped the roofing off the garden shed last last night! This is England we're talking about you know!  Wink
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« Reply #7 on: May 12, 2009, 09:21:32 am »


Steve, how does your wife know the weather's going to be nice throughout?  Huh Women's intuition? The bloody wind stripped the roofing off the garden shed last last night! This is England we're talking about you know!  Wink


To be fair Andy, your garden shed wasn't the sturdiest of structures to begin with.  Call your landlord and get him to sort it out.  It'll give him something to do.   Wink

Dx
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Lord Steve
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« Reply #8 on: May 12, 2009, 09:27:25 am »

Mrs Lord Steve has just declared that she has decided to keep the MX5 for the summer as it looks like the weather's going to be nice throughout. Does anyone know of an decent insurance company that will insure us for 6 months? Most seem to only do 12 month policies.

Steve

Steve, how does your wife know the weather's going to be nice throughout?  Huh Women's intuition? The bloody wind stripped the roofing off the garden shed last last night! This is England we're talking about you know!  Wink
Andy
She is the all-seeing, all-knowing, omni-present being (and she heard the Met' Office long range forecast)!
She has also looked into her crystal ball and declared that the Le Mans weekend will be scorchio!!!!

Steve
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Mr. Rick
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« Reply #9 on: May 12, 2009, 03:47:12 pm »

She has also looked into her crystal ball ......

Think she should let us know when is a good time to experience an Epworth curry night again your Lordship! Guess it will be post-Lemons but sure we can meet up to discuss logisitics. Mikey is in attendance again this year too. Can't believe it's 10 years this year since we first experienced the 'tres hombres' and took the shots of you lot wearing dodgy headgear.. oh how time flies!
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Lord Steve
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« Reply #10 on: May 12, 2009, 09:02:19 pm »

Ah Rick.......memories.
I'm glad you mentioned the Epworth Curry night what with all this talk of Wokingham meets, North West drinks and other things. A pre-Lemons logistics meeting over a few pints of Lal Toofan and a chicken pathia would be very welcome indeed. Lets see, I've got something on between the 11th and 15th of June but any time in the next 4 weeks would be do-able.
Just let me know and we're there.

BTW - don't suppose you've kept any of the photos of random head gear sillyness?Huh

Steve
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