Club Arnage

OK - I'm now getting old.

My son, is 17 this Sept, and as we have no cars (ours are Autos and a Cherry Picker) that he can drive or learn in, we are looking in getting a general use car that he can learn in and when he is good (after he has passed his test) can use.

As its his first car, he's bound to bang it, and as insurance is going to be expensive, it needs to be cheapish to insure and safe. I'm thinking of only going 3rd party, fire and theft.

My own view is a nice solid car - like a TANK, but that may not go down to well. (or even a nice classic, but not to sure how safe that would be)

Anybody has advice ?  

What would you do?

Easy - cheap insurance too!

Click the link (http://www.lusseautoscooters.com/img/herschell1.jpg)

f**k*ng lovely car

http://www.shieldsmotorcompany.co.uk/vehicle-details.asp?new=&region=&order=&Model=&Make=&notMake=&notModel=&BodyType=&FuelType=&Transmission=&intMin=&intMax=&RSpage=2&ID=956766&popup=&Modela=&Ref=&NotRef=

As long as he doesn't mind looking like a c**t  ;D

A 1.7   :o  that will cost about £2k for the insurance   :o

Best bet would be make some enquiries about the insurance costs.

If it was me, I would be looking at something like a Pug 106 or Micra (K11 model, the Noddy car, built up to 2002). The more popular / trendy Saxo, Corsa, Fiesta, Ka, etc will cost you more to buy in the first place.

There are plenty of 106 and Micra around so getting parts if a ding should happen will be easier and cheap. I know the perception is that the Pug will fall apart, but choose carefully and you can get a good one. Both will come with the basic air bag assortment and are as safe as any of the other alternatives. (I walked away from a 40mph head on in a 2001 Pug 106).

The Micra is perhaps not cool, more anti cool, but they are cheap to run, and if you are reasonably competent with spanners they are easy to maintain.

Getting a classic sounds like a good idea, but I doubt there really exists a cheap classic at the moment, not the sort of cheap a 17 year old is interested in. Save the classic until the experience and commitment is there.

Just my thoughts.

Fiat Panda, not the old model, but it does depend on budget.

How far does the flex reach on that Steve?

The down side is, of course, that you need to have all that chicken wire overhead!

Showed that to Sam, he asked who posted it, I said Steve (man with the fresh chicken eggs)

His reply - "of course!  ::)"


 ;D


Also told him, he could just knick one form the fair, next time it's in town.

http://www.youtube.com/watch?v=fTbwrMN6uEk

Safe, unique and no harder to park than a medium-sized truck.  Room for 2 in the back or 4 if you sit up straight.

(http://www.buickcarclub.org.au/photos/australia/1974_Buick_Electra_Coupe_White2.jpg)

what about a clio or micra small engine easy to fix and cheap to insure! not classed as "boy racer" cars

Land Rover series 3, 90, or an early defender. - Classic insurance might be worth a punt.

He'll learn to fix it, he will find it hard to crash it, and once he can afford to insure something less agricultural, he'll love it so much he won't f**k it up.

Golf or Polo.

loads of places to fix them, strong and reliable.

Not sure about the insurance though.

depends on what mark golf / polo as i know mk3 golfs are quite expensive insurance wise

What about one of these?

http://www.youtube.com/user/madengineering#play/all/favorites-all/1/8FM4je-2I2I

He was not keen on that, but this one made him smile.

http://www.youtube.com/watch?v=8FM4je-2I2I&eurl=http%3A%2F%2Fwww.youtube.com%2Fuser%2Fmadengineering&feature=player_profilepage

anyone got an old dodgem car?

Just been looking at costs for insurance - f**k*ng HELL!  :o

Think he may be walking a lot more.

Anybody know who is good on insurance?

The insurance will probably cost more than the car.

My insurance company want £1000 just to add Alex as a named driver on my car, it is a mighty group 6 though. :o

You can try a few tweeks to the quote, try adding yourself or spouse (whoever has the best record) as an additional named drive, has been known to reduce the quote a little.

Try the Co-op (CIS).

As to the car....  well, no contest as far as I'm concerned, as you know. :)

Anything over 1 litre get hammered at 17.  Try adjusting named drivers, excesses etc on a comparison site, and then suggest a push bike.

And remember it will go up once he passes his test

first year i was with CIS and they where really good. Quinn seem to be good on new drivers but all depends individual circumstances - case of ringing round :(

Quinn - looked at them, very cheap as a provisional driver, but as soon as he has passed his test the rocket up the costs, So almost as expensive as normal companies.

As seen some bad comments on various forums.

Still looking though.

Neil,I have a mighty fine 04 plate Ford Ka looking for a good home at £2000 and comes in at group 3 insurance and £120ish a year to tax. Rough calculation last week showed it gets 51mpg aswell which cant be bad. Kayleigh insured it herself with her mum on it as a named driver for a ball hair over £500 when she was 19.

The other way to go about insurance is insure it in your name and have him as a named driver. A lot of insurers have started giving no claims discount to named drivers now. I currently have a 1.2 Clio (due to the lack of a job) and I have it insured in my name with her on it for something like £300.

Mike

If he is going to be the main driver be very careful doing this.
Insurance companies are looking very carefully at claims made by young secondary named drivers, if they can prove that a named driver involved in an accident was in fact the main driver of the car they won't pay up.
It's known as 'fronting'
Also it's the parents NCB at risk if he has an accident.

However, it's a good way to build the kids first no claims if you drive the car most of the time, and the insurance company allows it.

Edited for accuracy.

 ;D

kind of what happened to my dads friend. He was the main driver on his sons car but his son owned and was a second driver insurance some how found out writing to inform them due to this the insurance was now cancelled! ( that was in heswell aswell )